Best Insulated Outdoor 3-in-1 Jackets for Women of 2025

Keira Murphy Avatar
Keira Murphy
Last Updated: 7 Feb 2025

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Stay warm and stylish in any weather with these insulated outdoor 3-in-1 jackets. Designed for women, these jackets offer the perfect combination of comfort, functionality, and versatility. The outer shell provides protection from wind and rain, while the inner layer offers insulation to keep you cosy. With the option to detach the inner layer, these jackets are perfect for adapting to changing weather conditions. Whether you're hiking, skiing, or simply running errands, these jackets are a must-have addition to your wardrobe.

At a Glance: Our Top Picks

TOG24 Cove 3-In-1 Waterproof Jacket Cover #TOP 1
TOG24 Cove 3-In-1 Waterproof Jacket
ftb score rating icon 9.8
THE NORTH FACE Women's Monarch Triclimate Jacket Cover #TOP 2
THE NORTH FACE Women's Monarch Triclimate Jacket
ftb score rating icon 9.7
Columbia Women's Peak to Park II Insulated Jacket Cover #TOP 3
Columbia Women's Peak to Park II Insulated Jacket
ftb score rating icon 9.5

Top 7 Insulated Outdoor 3-in-1 Jackets for Women

#TOP 1

TOG24 Cove 3-In-1 Waterproof Jacket

TOG24
UTTG463_11
Black
TOG24 Cove 3-In-1 Waterproof Jacket Cover
TOG24 Cove Womens 3-In-1 Waterproof Breathable & Windproof Jacket & Raincoat Ultimate Rain & Wind Protection Water-repellent Coating (DWR) Inner Jacket Has Insulated Filling

The TOG24 Cove Jacket is a versatile 3-in-1 solution, offering waterproof protection with a rating of 10k. This means you can stay dry even in heavy rain. The windproof feature adds an extra layer of comfort, keeping chilly winds at bay. With a breathable design, you won't feel stuffy during outdoor activities. The fixed hood with fused peaks enhances its sturdy look, providing additional coverage and style for your adventures.

What We Like
Waterproof and breathable
Windproof for added comfort
Stylish fixed hood
Adjustable for a perfect fit
#TOP 2

THE NORTH FACE Women's Monarch Triclimate Jacket

The North Face
THE NORTH FACE Women's Monarch Triclimate Jacket Cover
THE NORTH FACE Women’s Monarch Triclimate Insulated Jacket, Banff Blue/Beta Blue, XX-Large, Banff Blue/Beta Blue, XXL

The Monarch Triclimate Jacket is designed for adventure, featuring a waterproof outer shell paired with an insulated liner. This combination allows you to wear each layer separately or together, catering to varying weather conditions. With its standard fit, the jacket offers a flattering shape and ample mobility, ensuring comfort whether you're relaxing in town or exploring the outdoors. The adjustable hood provides extra coverage against inclement weather, while secure-zip hand pockets keep your valuables safe, making this jacket a versatile choice for any outdoor enthusiast.

What We Like
Waterproof and insulated layers
Flattering and mobile fit
Adjustable hood for protection
Secure pockets for valuables
#TOP 3

Columbia Women's Peak to Park II Insulated Jacket

Columbia
2007871
Columbia Women's Peak to Park II Insulated Jacket Cover
Columbia Women's Peak to Park II Mid Insulated Jacket, Dark Sapphire Gunmetal, M

The Columbia Peak to Park II Jacket is designed with your outdoor adventures in mind. Its water-resistant fabric keeps you dry in damp conditions, allowing you to enjoy your activities without worry. The removable, adjustable hood provides versatility, so you can tailor your coverage based on the weather. The 2-way centre-front zipper offers easy access and ventilation, making it comfortable for various temperatures. Additionally, zippered hand pockets give you a secure place to store essentials while on the move.

What We Like
Water resistant fabric
Removable, adjustable hood
2-way centre-front zipper
Zippered hand pockets
#TOP 4

Mountain Hardwear Women's Insulated Polartec Jacket

1902521248
Wild Oyster
Mountain Hardwear Women's Insulated Polartec Jacket Cover
Mountain Hardwear Women's Polartec High Loft Jacket Insulated, Wild Oyster, L

The Mountain Hardwear Polartec Jacket features classic Polartec High Loft fleece fabric, providing excellent warmth without adding bulk. The integrated Power Stretch fabric on the sides, hem, and cuffs enhances your mobility, making it perfect for outdoor activities. With two zippered hand pockets and a zippered chest pocket, you can securely store your essentials while on the go. Additionally, the Power Stretch fabric panels at the collar, side panels, cuffs, and hem ensure a snug fit, keeping the cold air out and ensuring comfort during your adventures.

What We Like
Warm and lightweight fleece
Enhanced mobility with stretch fabric
Multiple secure pockets
Snug fit prevents cold air
#TOP 5

Regatta Metallia Atomlight Women's Insulated Jacket

RWN127
Grey
Regatta Metallia Atomlight Women's Insulated Jacket Cover
Regatta Metallia Atomlight Women's Insulated Jacket - Size 12 Grey

The Regatta Atomlight Jacket is designed for outdoor enthusiasts seeking comfort and warmth. Made from lightweight 20D polyamide fabric, it ensures you stay nimble while exploring. Its durable water repellent finish keeps you dry during unexpected rain showers, while the ultra warm and super soft Atom Light insulation provides exceptional warmth without bulk. Additionally, the jacket is easily compressible, making it convenient for packing in your bag when not in use. Enjoy your adventures with this practical and stylish jacket.

What We Like
Lightweight and comfortable
Water resistant design
Warm insulation
Easy to pack
#TOP 6

Berghaus Maitland Gemini GORE-TEX 3-in-1 Jacket

Grey
Berghaus Maitland Gemini GORE-TEX 3-in-1 Jacket Cover
Berghaus Women's Maitland Gemini GORE-TEX® 3-in-1 Jacket with Removable Fleece Midlayer & Adjustable Hood, Waterproof (UK, Numeric, 14, Regular, Regular, Grey)

The Berghaus Maitland Jacket is designed to keep you dry and comfortable in any weather. With its GORE-TEX waterproof membrane, you can confidently face rain, sleet, or snow without fear of getting soaked. The breathable fabric ensures that moisture escapes, keeping you warm without overheating. Additionally, the jacket features a microfleece midlayer that can be zipped in for extra warmth, making it perfect for chilly days. You can also adjust the hood and cuffs, allowing for a customised fit that enhances protection against stormy conditions.

What We Like
Highly waterproof
Breathable for comfort
Warm microfleece midlayer included
Customisable fit
Multiple secure pockets
#TOP 7

Regatta Women's Lightweight Insulated Jacket

RWN127
Alter red
Regatta Women's Lightweight Insulated Jacket Cover
Regatta Women's Metallia Lightweight Water Repellent Insulated Jacket, Alter red, 42

The Regatta Women's Insulated Jacket is crafted from lightweight 20D polyamide fabric, making it easy to wear without feeling bulky. Its durable water repellent finish ensures you stay dry in light rain, while the ultra warm and super soft Atom lightweight insulation keeps you cosy during chilly outings. Additionally, this jacket is easily compressible, allowing you to pack it away conveniently in your bag when not in use. This combination of features offers you warmth, comfort, and practicality, perfect for outdoor adventures.

What We Like
Lightweight and comfortable
Water repellent finish
Ultra warm insulation
Easily compressible
Thick padding for warmth
Buying Guide Image
Editor's Notes

During our insulated outdoor 3-in-1 jacket for women research, we found 24 insulated outdoor 3-in-1 jacket for women products and shortlisted 7 quality products. We collected and analyzed 2,187 customer reviews through our big data system to write the insulated outdoor 3-in-1 jackets for women list. We found that most customers choose insulated outdoor 3-in-1 jackets for women with an average price of £94.36.

The insulated outdoor 3-in-1 jackets for women are available for purchase. We have researched hundreds of brands and picked the top brands of insulated outdoor 3-in-1 jackets for women, including TOG24, THE NORTH FACE, Columbia, Mountain Hardwear, Regatta. The seller of top 1 product has received honest feedback from 400 consumers with an average rating of 4.8.

Written by
Keira Murphy Avatar

Keira Murphy is an outdoorsy girl who loves sports and the outdoors. She's from the UK, but now lives in New York. Keira also has a YouTube channel where she uploads videos of her playing different sports, exploring new places or doing outdoor activities with friends. She started her channel because she wanted to share her love for sports and the outdoors with others who may not be able to get out as much as they would like due to injury, disability or other reasons. Her favorite sport is basketball!